CAMS II Card & Merchant System The CAMS IITM Card & Merchant System is CSC's in-house cards management solution designed for high-volume issuers, acquirers and processors worldwide. Its dynamic architecture offers the speed, flexibility and control to effectively manage electronic and card-based payment products including credit, debit, pre-paid and stored value. Card products can be modified quickly and easily to support a variety of pricing and processing options. The system streamlines the development of new products by using CSC's robust Rules Engine to develop online, real-time business rules definitions. With its customer-centric design, CAMS II offers a strategic tool set for leveraging product and profit opportunities. CAMS II gives you:
Faster speed to launch new and innovative card products
Improved flexibility to easily customize products for a unique competitive advantage
Greater control of your customer, operations and costs
CAMS II Debit Card Solution CAMS IITM Debit Card Solution is ideal for banks and issuers capitalizing on the debit revolution. CAMS II offers issuers the ability to cost-effectively process debit cards in-house. Insourced processing gives banks a greater level of control and flexibility versus other cards management models - including outsourcing to a third party. CAMS II Debit Card Solution not only supports debit cards, but also credit cards, smart cards and virtual payments with advanced technology and functions. CAMS II also facilitates the creation of loyalty programs that promote card usage, customer retention, and cross-selling of other bank products and services. CAMS II offers online, real-time, 24x7 access and updates. CAMS II also streamlines and automates card processes with a rules-based approach to issues such as claims, lost/stolens and chargebacks. CAMS II Merchant Acquirer System CAMS IITM Card & Merchant System provides merchant acquirers with the industry's most advanced technology and business features for managing merchant portfolios. CAMS II Merchant Acquirer Solution is fully integrated with the various card products for complete processing of on-us activity and interchange transactions originated by the merchant. It supports multiple card brands for both debit and credit transactions including Visa, MasterCard and American Express, as well as proprietary products and other types of cards. The major functions of CAMS II:
CAMS II enables acquiring banks to establish multilevel organizational structures to define processing, pricing, correspondence and reporting features.
The CAMS II Merchant Acquirer System controls where transactions are acquired; where payments are made and funds collected; and how information on acquired transactions is provided to the merchant.
CAMS II creates new levels of pricing flexibility by coupling multiple card acceptances with transaction and account level pricing, which is designated at the individual merchant account.
Pricing options can be based on transaction type, characteristics of the transaction (i.e., Visa or MasterCard), plastic type(credit, debit or business card), on-us or not-on-us, and entry mode(keyed, swiped or paper)
